Executive Summary
1. INTRODUCTION AND OVERVIEW
1.1. INTRODUCTION AND APPROACH
1 .2. THE ROLE OF FINANCIAL INSTITUTIONS
1.3. MOTIVATING THE FINANCIAL SECTOR
1.4. SECTORS AND CLIENTS
2. COMMERCIAL BANKS
2.1. THE POTENTIAL FOR BANKS
2.2. CURRENT PRACTICE
2.3. BEST PRACTICE AND BEYOND
2.4. ANALYSIS AND WAYS FORWARD
3. THE INVESTMENT SECTOR
3.1. THE POTENTIAL OF THE INVESTMENT SECTOR
3.2. CURRENT ACTIVITIES
3.3. ANALYSIS AND WAYS FORWARD
4. THE INSURANCE SECTOR
4.1. THE POTENTIAL OF THE SECTOR
4.2. CURRENT ACTIVITIES
4.3. ANALYSIS AND WAYS FORWARD
5. COMPANIES, INVESTORS AND THE ENVIRONMENT
5.1. HOW THE ENVIRONMENT AFFECTS COMPANIES
5.2. INDUSTRY’S RESPONSE TO THE ENVIRONMENTAL CHALLENGE
5.3. COMMUNICATING ENVIRONMENTAL PERFORMANCE: THE PRESENT
5.4. THE FUTURE: ACHIEVING EFFECTIVE COMMUNICATION
5.5. ANALYSIS AND WAYS FORWARD:
6. THE ENVIRONMENTAL SECTOR
6.1. DEFINING ENVIRONMENTAL INVESTMENTS
6.2. THE ENVIRONMENTAL SECTOR IN PRACTICE
6.3. PERCEPTION OF THE SECTOR
6.4. FINANCING THE ENVIRONMENTAL SECTOR
6.5. ANALYSIS AND WAYS FORWARD
7. ENVIRONMENTAL POLICY
7.1. INTRODUCTION
7.2. DIRECT INTERVENTION
7.3. REGULATION
7.4. ECONOMIC INSTRUMENTS
7.5. INFORMATION INSTRUMENTS
7.6. CREATION OF NEW MARKETS AND PRIVATE SECTOR FINANCING NEEDS
8. FINANCIAL MARKETS POLICY AND SUSTAINABLE DEVELOPMENT
8.1. GENERAL PHILOSOPHY
8.2. COMMERCIAL BANKING
8.3. THE INVESTMENT SECTOR
8.4. CONSUMER PROTECTION AND PENSIONS
8.5. INSURANCE
8.6. ACCOUNTING AND LISTING PARTICULARS
9. ANALYSIS
9.1. OVERVIEW
9.2. LEVERS FOR CHANGE
9.3. DEVELOPING POLICY OPTIONS
10. RECOMMENDATIONS
10.1. PRIMARY POLICY RECOMMENDATIONS
10.2. OTHER POLICY MEASURES AND INTERACTIONS
10.3. CONSIDERATIONS FOR MEMBER STATES
11. CONCLUSIONS AND RECOMMENDATIONS